About Us

Sanduk is a digital gold savings mobile application designed to help users build smart and disciplined saving habits through 24K digital gold investments. Inspired by the traditional “Sanduk” or treasure box used to safely store valuables, the app brings the same concept into the digital world by offering a secure, simple, and modern platform for gold savings.

With Sanduk, users can start saving with very small amounts instead of purchasing large quantities of gold at once. The app makes gold savings accessible, flexible, and goal-oriented for everyone.

Sanduk allows users to buy digital gold, create automated savings plans, start Gold SIPs, and build goal-based savings plans for important life goals such as gadgets, education, weddings, vacations, vehicles, or dream homes.

The platform is designed to make saving easy through automation, live gold price tracking, portfolio management, rewards, and secure transactions.

Key Features of Sanduk

Buy Digital Gold

Users can instantly purchase 24K digital gold using Indian Rupees and gradually grow their gold savings over time.

Live Gold Prices

The app provides live buy and sell gold prices so users can always view updated market rates before making transactions.

Automated Savings

Users can set up daily, weekly, or monthly auto-save plans that automatically invest in digital gold on scheduled dates.

Gold SIP

Sanduk offers Gold SIP plans that help users invest fixed amounts regularly for long-term and disciplined savings.

Goal-Based Savings

Users can create personalized savings goals called Sanduks with target amounts and timelines for future plans and dreams.

Portfolio Tracking

The app allows users to track invested amounts, gold holdings in grams, savings growth, and current portfolio value in one place.

Sell & Redeem

Users can sell their digital gold after completing KYC verification and may also redeem physical gold where services are available.

Sanduk Coins & Rewards

Users can earn Sanduk Coins through regular savings activities, referrals, milestones, and engagement within the app.

Refer & Earn

Users can invite friends using referral codes and earn rewards when eligible transactions are completed.

Secure Account Management

Sanduk includes OTP-based login, KYC verification, nominee support, and transaction history for better account safety and transparency.

Goal Categories Available on Sanduk

• Gadgets
• Vehicles
• Vacations
• Education
• Weddings
• Dream Homes
• Custom Personal Goals

Sanduk helps users estimate how much they need to save daily, weekly, or monthly to achieve their selected financial goals.

Why Choose Sanduk?

• Start saving with small amounts
• Easy and automated gold savings
• Designed for Indian financial goals
• Transparent portfolio tracking
• Rewards and engagement benefits
• Secure and user-friendly experience

Safe & Secure Gold Partner

Sanduk partners with SafeGold, one of India’s trusted digital gold platforms, to provide secure and transparent digital gold services to users.

The digital gold purchased through Sanduk is backed by real 24K physical gold and securely stored in insured bank-grade vaults managed by Brink’s, a global leader in secure logistics and asset protection.

To ensure transparency and customer trust, the gold holdings are independently verified and monitored by Vistra, an independent trustee that regularly checks whether the physical gold stored in the vaults matches the digital gold holdings of all users.

This ecosystem helps ensure that customer gold holdings remain secure, audited, and fully backed by physical gold.

Trust & Security

• Secure OTP-based mobile authentication
• KYC verification for selling gold
• Complete transaction history and records
• Secure digital gold operations through trusted partners
• Transparent gold pricing system
• Insured physical gold storage with SafeGold partners
• Independent verification and regular audits of gold holdings

About Sanduk

Sanduk is a digital gold savings platform developed to make gold investments simple, accessible, and goal-driven for users across India.

Sanduk is operated under SHIVARYAA INNOVATIONS PRIVATE LIMITED, which is the parent and legal company behind the Sanduk platform.